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Fixed Deposit

About Fixed Deposit

· Fixed Deposit is one of the most preferred investment options among conservative investor who need fixed and regular income.

·  Fixed Deposit also popularly known as Term Deposit is an investment option wherein interest rate is fixed for a predefined term.

·  Deposits placed by an investor with companies are known as Company Fixed Deposit. These deposits are accepted by manufacturing companies, financial institutions and non-banking finance companies. Deposits mobilized by these companies are governed by the Companies Act u/s 58A.

 Basic Info About Fixed Deposit

·  The tenure of company FDs can range from a few months to a few years.

·  You can choose from monthly, quarterly, half-yearly, yearly or cumulative interest payment option.

·  The interest income rate earned on FD is added to your income and is taxed as per your income tax slab.

·  In cases where the annual interest income exceeds Rs 5,000; TDS will be deducted by the company.

·  If you do not want the TDS to be deducted, you need to submit form15G/H with the company.

·  Click here to download Form 15G OR Form 15H

 How does Fixed Deposit work?

·  100% online process. Quickest way to book an FD in 3 simple steps

·  Choose the company & tenure to invest in FD

·  Select the client to invest in Primary or Joint names

·  Enter the amount to invest and make payment

·  Maturity amount will be credited to the bank account registered with FundzBazar

About us

We have established ourselves as a dependable and expert group as far as insurance and investments are concerned. We offer personalised financial planning and wealth management services as we strongly believe that like you, your financial needs and aspirations are also unique and that needs to be addressed correctly.

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